Product
Click 2 Achieve
Enjoy a Guaranteed1 Immediate Income with the freedom to select the duration of your choice according to specific requirements.
Tailor your plan with customizable options for Lump Sum, periodic income, or money-back features.
- Choose the desired Death Benefit Multiple that suits your preferences.
Decide the amount of income you wish to receive, perfectly tailored to your needs.
Opt for a Guaranteed1 income that remains consistent throughout the income period or escalates.
Provide peace of mind concerning your child’s future, with a built-in premium waiver in case of occurrences like death, critical illness, and total permanent disability.
Acknowledge and reward exceptional achievements with the Outstanding Achievement Award.
Click 2 Protect
You have the assurance of a 99.50% Claim Settlement Ratio1
Get additional Sum Assured on Accidental Death (through ADB option)2
Get back all Premium(s) paid on survival till maturity with Return of Premium option3
Avail Waiver of Premium on diagnosis of Critical illness(through WOP CI option)2
Tax benefits as per prevailing tax laws4
Special premium rates for female lives and non-tobacco users
Pension Plan
Pay Premium(s) systematically for a limited premium paying term
Option to defer Annuity payouts by choosing the Deferment Period
Guaranteed1 income for whole of life
Option to receive annuity monthly, quarterly, half-yearly or yearly
Option of Return of Total Premiums paid on death
ULIP Plan
In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
HDFC Life Smart Protect Plan
UIN: 101L175V05
A Unit Linked Non-Participating Individual Life Insurance Savings Plan that addresses your long-term savings needs and also provides you protection in the form of a life cover.
Cardiac Care Plan
HDFC Cardiac Care Plan: Comprehensive Heart Health Protection
The HDFC Cardiac Care Plan is a specialized health insurance policy designed for individuals with pre-existing or high-risk cardiac conditions. It provides financial protection for heart-related treatments, ensuring access to quality healthcare without financial stress. Key features of the plan include coverage for pre- and post-hospitalisation expenses, hospitalisation for cardiac procedures, second opinions from specialists, and annual health check-ups.
The policy also covers advanced treatments like angioplasty, bypass surgery, and valve replacement. With a fixed benefit payout option and no need for repeated medical tests, it ensures peace of mind for heart patients. Regular monitoring and timely treatment become easier with this plan.
Health Insurance Plan
Health insurance safeguards you from financial woes in times of medical emergencies covering all your expenses as outlined in your policy. Investing in a comprehensive health insurance plan offers various benefits, including cashless hospitalization, coverage for outpatient department (OPD) expenses, daily cash allowances, diagnostic costs, and more. You can also opt for add-ons or riders to make your plan an all-encompassing one including all family members in the policy.
Optima Secure Plan
Key Features
- Support devices: We cover costs towards the cervical collar, braces, belts etc
- Cost of Disposables: Go cashless with in-built coverage for disposable items like buds, gloves, nebulization kits and other consumables during hospitalisation
- Cost of Kits: We cover cost for delivery kit, orthokit and recovery kit.
- Procedure Charges: We cover costs towards gauze, cotton, crepe bandage, surgical tape etc
Koti Suraksha Plan
A health insurance policy is a financial safety shield that protects you and your family during medical emergencies. It comes with several benefits such as paying your medical bills including pre and post-hospitalization expenses, protect your savings and get tax benefits. Buy the best mediclaim policy from HDFC ERGO which will help you manage the rising medical costs during emergencies and have below features:
• Cashless Networks: 16,000+ across Indiaˇ
• Tax Savings: Up to ₹ 75,000”’
• Renewal Benefit: Free Health Check-up within 60 days of Renewal
• Claim Settlement Rate: 2 Claims/Minute
Why Us for Life Insurance
Protection
The Importance of Protection in Life
Protection plays a vital role in ensuring safety and security in various aspects of life. Whether it’s personal protection, securing our digital data, or safeguarding our health and finances, taking preventive measures is crucial. Using antivirus software, adopting healthy habits, and having insurance are some ways to protect ourselves. In the business world, legal protection and securing sensitive information help maintain stability. On a personal level, emotional and physical protection ensures well-being. Prioritizing protection not only prevents losses but also promotes peace of mind, allowing us to focus on growth and success without unnecessary risks.
Right Time Money
Right Time Money: The Key to Success
Making money at the right time can change the course of your life. Right Time Money means earning or investing at the most favorable moment to maximize your financial growth. Timing is crucial in seizing business opportunities, investments, and career advancements. Early investments, leveraging trends, and identifying high-demand periods can lead to exponential profits. In business, launching products when demand peaks ensures higher returns. For individuals, saving and investing in the right financial instruments at the right time can secure long-term wealth. Right Time Money is not just about luck but smart decisions and planning for future financial stability.
Tax Relief
Understanding Tax Relief and Its Benefits
Tax relief reduces the amount of tax you owe, helping individuals and businesses save money. It can come in various forms, such as deductions, credits, and exemptions. Common tax relief options include deductions for home loans, medical expenses, education, charitable donations, and retirement savings. For businesses, tax incentives encourage investment and growth. Tax relief not only reduces financial burden but also improves cash flow, allowing people to invest in other priorities. Taking advantage of available tax relief requires proper planning and understanding of tax laws. Consulting a financial expert ensures you maximize your benefits and stay compliant with regulations.
Loan Facility
Understanding Loan Facility and Its Advantages
A loan facility is a financial service that provides access to funds when needed, helping individuals and businesses manage their financial requirements. It can be short-term or long-term, depending on the purpose. Common types include personal loans, home loans, business loans, and education loans. Loan facilities are useful for expanding businesses, purchasing property, or handling unexpected expenses. They offer flexibility in repayment and often come with competitive interest rates. Properly utilizing a loan facility can boost growth and financial stability. However, it’s essential to assess your repayment capacity and choose the right loan plan to avoid financial stress.
Why Us for Health Insurance
Mental Healthcare
The Importance of Mental Healthcare
Mental healthcare focuses on maintaining emotional, psychological, and social well-being. It plays a crucial role in managing stress, improving relationships, and enhancing overall quality of life. Mental health conditions like anxiety, depression, and stress-related disorders are common and can affect anyone. Seeking help through counseling, therapy, or support groups is essential for recovery and maintaining mental balance. Prioritizing mental healthcare through regular exercise, mindfulness, and a strong support system can prevent issues from worsening. Just like physical health, mental well-being deserves attention and care to lead a happy, productive life. Remember, seeking help is a sign of strength, not weakness.
Pre & Post Hospitalization
Understanding Pre and Post Hospitalisation Coverage
Pre and post-hospitalisation coverage is an essential part of health insurance that helps manage medical expenses before and after a hospital stay. Pre-hospitalisation covers diagnostic tests, consultations, and medications leading up to hospitalisation, usually for 30 to 60 days prior. Post-hospitalisation includes follow-up treatments, therapies, and medications for a specific period after discharge, often 60 to 90 days. This coverage reduces the financial burden and ensures continuity of care. It’s crucial to check the policy terms to understand the duration and extent of coverage. Comprehensive insurance with pre and post-hospitalisation benefits offers peace of mind and better healthcare access.
Home Healthcare
Home Healthcare: Care at Your Doorstep
Home healthcare provides medical services and support at home, ensuring comfort and convenience for patients. It is ideal for individuals recovering from illness, surgery, or managing chronic conditions. Services include nursing care, physiotherapy, medication management, post-surgery care, and support for elderly patients. Home healthcare reduces the need for hospital visits, offering personalized attention and faster recovery in a familiar environment. It is cost-effective and improves the patient’s quality of life. With advancements in technology, many treatments and monitoring services can now be done at home. Choosing a reliable home healthcare provider ensures safe and professional care.
AYUSH Benifits
AYUSH Benefits: Promoting Holistic Health
AYUSH stands for Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy—traditional systems of medicine that focus on holistic well-being. AYUSH treatments aim to prevent diseases and promote natural healing by improving physical, mental, and emotional health. These therapies are effective for managing chronic conditions like arthritis, asthma, and stress-related disorders. Ayurveda provides herbal remedies, while Yoga enhances flexibility and mental balance. Naturopathy and Siddha emphasize diet and detox, Unani offers natural healing, and Homeopathy stimulates the body’s self-healing abilities. Many health insurance policies now offer AYUSH coverage, making these natural therapies more accessible and beneficial for overall wellness.
Hostpitalization Expences
Hospitalisation Expenses: What’s Covered?
Hospitalisation expenses include the costs incurred during a hospital stay for medical treatment. These expenses can be significant and are usually covered by health insurance policies. Common hospitalisation expenses include:
- Room Rent: Charges for hospital room or ICU stay.
- Doctor’s Fees: Consultation, surgeon, and specialist charges.
- Medical Tests: Diagnostic tests like X-rays, MRIs, and blood tests.
- Medicines and Consumables: Drugs, surgical items, and other medical supplies used during treatment.
- Nursing and Medical Procedures: Daily nursing care and procedures like dialysis, chemotherapy, or surgeries.
Comprehensive health insurance policies often cover pre- and post-hospitalisation expenses as well, reducing financial stress and ensuring quality healthcare access.
Day Care Treatment
Day Care Treatment: Quick and Effective Medical Care
Day care treatment refers to medical procedures that don’t require an overnight hospital stay but need advanced medical facilities. These treatments are completed within a few hours. Health insurance policies cover a wide range of day care procedures, making it easier for patients to access timely care without heavy expenses.
Common Day Care Treatments:
- Cataract surgery
- Chemotherapy and radiation therapy
- Dialysis
- Sinus surgeries
- Angiography
- Minor orthopedic surgeries
Day care coverage ensures patients get specialized treatments while minimizing hospitalisation time and costs, improving convenience and recovery. Always check your insurance policy for the list of covered procedures.
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मेरा नांम सतीश कुमार है मै लोनी ग़ाज़िआबाद उत्तर प्रदेश के एक छोटे गांव में रहता हूँ मेरे परिवार में गरीबी के बावजूद मेरे सपने थे । मैं अपने गाँव के लोगों को डिजिटल दुनिया से जोड़ने का सपना देखता था। मेरा सपना गाँव के लोगों को स्थानीय सेवाओं तक पहुंचाने का था। मैंने अपने गाँव में एक कॉमन सर्विस सेंटर खोलने का निर्णय किया। मेरा मुख्य उद्देश्य गाँव के लोगों को विभिन्न सरकारी सेवाओं तक पहुंचाना था। मैंने सन 2016 मे एक कॉमन सर्विस सेंटर की स्थापना की और मैंने वहां अपने गाँव के लोगों को विभिन्न सेवाओं जैसे कि आधार कार्ड पैन कार्ड वोटर आईडी कार्ड बैंकिंग सेवाएं, बिल भुगतान, और इंटरनेट सेवाएं जैसी जरूरी सेवाओं की पहुंच प्रदान की।
मैंने अपने कॉमन सर्विस सेंटर को डिजिटल मार्केटिंग के माध्यम से प्रमोट किया। मैंने व्हाट्सएप, फेसबुक, इंस्टाग्राम जैसे सोशल मीडिया प्लेटफ़ॉर्म पर अपने सेंटर की सेवाओं की जानकारी दी और लोगों को उसके बारे में जागरूक किया।
इस प्रकार, मेरे कॉमन सर्विस सेंटर गाँव के लोगों के लिए एक महत्वपूर्ण संसाधन बन गया। मैंने न केवल अपने सपनों को साकार किया, बल्कि मैंने अपने गाँव के लोगों की जिंदगी में भी सकारात्मक परिवर्तन लाया मेरी यह कहानी हमें यह सिखाती है कि छोटे सपनों से भी बड़े बदलाव लाया जा सकता है, और सामान्य लोग भी डिजिटल दुनिया में शामिल हो सकते हैं।
Contact Us
Address
Bagh Ranap, Loni Dehat, Ghaziabad U.P. 201102
Contact No.
9717163486
Email ID
satishkumar170173@gmail.com